Renting in Chuo 中央区
Ginza and Nihonbashi. Riverside tower apartments in Tsukishima/Kachidoki are popular with dual-income households.
🚉 Ginza, Nihonbashi — Ginza, Hibiya, Oedo lines
Average rent in Chuo
| Layout | Average rent / month |
|---|---|
| 1K 1R / 1K studio | ¥109,000 (10.9万円) |
| 1LDK 1LDK / 2K | ¥178,000 (17.8万円) |
| 2LDK 2LDK / 3K | ¥255,000 (25.5万円) |
Chuo ranks #21 of 23 wards by studio rent — 35% above the 23-ward average. Studio figures updated August 12, 2026 from SUUMO's public market data; 1LDK/2LDK estimated from the ward's price structure.
What moving into a Chuo studio really costs
Example on standard terms — 1 month deposit (敷金), 1 month key money (礼金), full agency fee, 50% guarantor fee — for a 10.9万円 studio:
| Prorated rent (move-in month) 日割り家賃 | ¥74,839 |
| Advance rent (next month) 前家賃 | ¥116,000 |
| Deposit (shikikin) 敷金 | ¥109,000 |
| Key money (reikin) 礼金 | ¥109,000 |
| Agency fee (+10% tax) 仲介手数料 | ¥119,900 |
| Guarantor company (initial) 保証会社利用料 | ¥58,000 |
| Fire insurance (2 years) 火災保険 | ¥18,000 |
| Lock/key exchange 鍵交換費用 | ¥16,500 |
| 24h support service (optional) 24時間サポート | ¥16,500 |
| Total move-in cost | ¥637,739 |
→ Adjust every fee and see what's negotiable in the interactive calculator
Budget rule of thumb
A standard Tokyo lease stacks deposit (敷金), key money (礼金), a full month's agency fee, a guarantor-company fee, insurance, lock change and up to two months of rent paid in advance — 4.5–6× monthly rent is normal. The upside: monthly rent itself is often cheaper than comparable global cities, and much of the up-front money is deposit or rent you'd pay anyway. For Chuo, that means budgeting roughly ¥490,500–¥654,000 up front for a studio, before furniture and moving costs.